Top 3 benefits of salary sacrifice car scheme from FCLG

1. Online portal

Our bespoke system allows your employees to order, track and arrange delivery and collection of their salary sacrifice car all in one online portal. The system can also keep track of all the drivers eligible to drive their vehicles and complete driving licence checks. Better still if you need to have the option for your employees to choose between salary sacrifice and traditional Employee Car Ownership Schemes (ECOS), our systems can allow for this, so you will only need one system for all employees’ vehicle needs. The system can be tailored to suit the needs of your business, allowing you to be fully in control of what vehicles each employee has access to on each scheme.

Our teams are also on hand to support your employees with any queries they have around the process via phone, email or WhatsApp.

2. Save money on a new EV

Choosing to lease an EV through a salary sacrifice scheme can be a much more affordable way of driving a new electric car for employees:

• Payments are taken from pre-tax salary, therefore reducing the amount of taxable income and saving the employee up to 40%, depending on their tax bracket.
• Benefit in Kind (BiK) tax savings: Compared to a petrol or diesel car, which can have up to 37% BiK, an EV is considerably cheaper at only 3%, with current rates that started from April 2025.
• Lower running costs by using electricity from a home charger rather than filling up the equivalent petrol or diesel tank. Many energy providers offer specific tariffs for electric vehicles, making it even more cost effective.
• Servicing and maintenance costs should be reduced over the long-term as EVs have fewer moving parts than traditional combustion engines.

3. All-inclusive package

The monthly fee that is taken from your employees’ salary covers all the major costs, including the vehicle, insurance, breakdown and service and maintenance. Your employees only need to then consider the cost of the electricity to run the vehicle, and the BiK that will be accounted for on their P11D.

Additional FCLG services

There are several other services that we offer to go alongside your introduction of a salary sacrifice car scheme:

• We can handle your insurance claims either through 3rd party cover or comprehensive insurance. Our team will work with you to create a bespoke solution for your needs
• Provide an in-house engineering team, who will review all costs for repairs to ensure you are getting the best value
• Outsourced resources across a range of departments to reduce your internal headcount and staff costs, whilst using a skilled and experienced team